Legals

Effective Date: 05/02/2025

Welcome to CardLab Designs! These Terms and Conditions govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agreed to abide by these Terms. If you do not agree with any part of these Terms, please do not use our services.

2. Services

CardLab Designs provides [describe key services offered]. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Responsibilities

You agree to:

• Use our services only for lawful purposes.

• Provide accurate and current information when required.

• Maintain the confidentiality of your account credentials.

• Not engage in activities that may compromise the security of our website or services.

4. Intellectual Property

All content, including text, graphics, logos, and designs on our platform, is the property of CardLab Designs or its licensors and is protected by intellectual property laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

5. Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

6. Payment and Fees

If any services require payment, you agree to provide accurate billing information and to pay all fees associated with your use of our services. All transactions are subject to our refund and cancellation policies.

7. Limitation of Liability

CardLab Designs is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our services, including but not limited to loss of data, business interruption, or personal harm.

8. Indemnification

You agree to indemnify and hold harmless CardLab Designs, its affiliates, and employees from any claims, damages, or legal expenses arising from your use of our services or violation of these Terms.

9. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for any breach of these Terms.

10. Governing Law

These Terms and Conditions shall be governed by and interpreted under the laws of Nigeria, without regard to conflict of law principles.

11. Changes to Terms

We may update these Terms at any time. Continued use of our services after changes take effect constitutes acceptance of the revised Terms.

12. Contact Information

For any questions or concerns regarding these Terms, please contact us at:
CardLab Designs
Address: 9, Ondo Street, Oke-Ira, Ogba, Lagos State, Nigeria